Ted Cruz forgot to select a new health insurance plan, and on Thursday, he blamed Obamacare for the lapse:
I’ll tell you, you know who one of those millions of Americans is who’s lost their health care because of Obamacare? That would be me. I don’t have health care right now.
The reason Cruz lost his health insurance is not the fault of the ACA, but like most conservatives, he blames President Obama for his own mistake. Blue Cross of Texas is going from individual plans to HMOs, as are many insurance companies, and five months ago…say it again, five months ago…BCBS sent notifications out to all their customers. Senator Cruz seems to have ignored the notification, and because he did, he and his family lost their health insurance. Cruz also told the New Hampshire audience his premiums were going up by “fifty percent.” That’s simply not true. From The Hill:
The average ObamaCare premium rose to $408 per month for 2016 plans, about a 9 percent increase from this time last year, according to a new report from the Department of Health and Human Services (HHS).
However, 83 percent of ObamaCare enrollees pay far less than $408 because they get tax credits under the healthcare law. The average tax credit for 2016 is $294, meaning that the average share of the premiums that enrollees have to pay is $113. That is up $8 from the $105 people paid on average last year.
In fact, according to HHS, most people are saving money with the ACA:
* HealthCare.gov users are actively shopping and saving money. Active reenrollees who changed plans saved $43 per month ($516 a year) on average after advance premium tax credits (APTC).
* Among reenrollees, 3.6 million reenrollees actively selected a plan. Of those active reenrollees, 60 percent switched to a different plan than they had in 2015.
* More than 8 in 10 Marketplace consumers (83 percent) qualify for APTC with an average value of $294 per person per month.
* The average APTC covers about 72 percent of the gross premium for APTC qualified consumers.
* The average premium net of the APTC is $113 per month for APTC qualified consumers in the Marketplaces.
* Nearly 7 in 10 consumers have the option of selecting a health plan with a net premium after the APTC of less than $75 per month.
* Approximately 6 in 10 consumers have the option of selecting a health plan with a net premium after the APTC of less than $50 a month
Ted Cruz promises to overturn the ACA if elected president. Which is fine for him: his wife, Heidi, can go back to her job with Goldman Sachs, and the Cruz family will once again be covered by her plan. What about the millions of people who don’t have a six-figure job waiting for them when their spouse loses the Republican presidential race? What about the single moms and dads, working two jobs, who can’t afford the deductions from their paychecks for insurance? What about the family whose child has a preexisting condition? For them, and so many others, the ACA has been a literal lifesaver.
So, Ted Cruz ignored the notifications from Blue Cross, lost his health insurance, and blamed Obamacare. Cruz lied to an audience in New Hampshire about his premiums going up by fifty percent. And Ted Cruz has vowed to “repeal every word of Obamacare” if he wins the White House. Because in Ted Cruz’s world, as long as his family has insurance, that’s all that matters.